Sellers: As we negotiate your transaction, not only will I work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for. Buyers: When purchasing a house in Cupertino, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not stunned when you come to the closing table. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates in question.
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